How Can You Afford a New Stairlift for your Home?

It is quite easy to navigate the staircases is to add a stairlift. If you are an adult, the stairlift makes your access safely to the top floors and to be in the home for a long time. 

Although the stairlifts are not reasonable to install, here are some of the programs accessible that may assist you in paying for the costs. 

MEDICAID

It is a program funded by the states as well as the federal government. Every state directs its Medicaid program and creates guidelines for what it can cover and also the eligibility criteria. 

There are different Medicaid approaches for every state. For learning, while Medicaid may assist in the cost of installing a stairlift of your home, you must check with the Medicaid program of the country. If the state aid you to pay the cost of stairlift installation, it will do so via home and community services waiver programs. 

These programs can be initiated through the individual states to offer the services in the home when it cost least to do so as compared to giving services in the institutions like a nursing home. If you are unable to install a stairlift, it will result in requiring to move to a nursing home, Medicaid is ready to pay for the stairlift that you want. They can offer you this option so that you can remain in the house in spite of paying increased costs of nursing home care. 

For qualifying for Medicaid, you must meet the criteria for the eligibility guidelines of assets and income. In 2019, the adults with the age of 65 or more may get qualified for Medicaid if the monthly income is less than 2,313 dollars. Also, adults are limited to 2,000 dollars in the countable assets of most stated to be qualified for the nursing home care or HCSB Waivers.

STATE-BASED PROGRAMS

The one-half of the states have these programs that are intended to assist the seniors in being in the homes. These programs are different than Medicaid. All of them will not pay for the modifications of your home, which include stairlifts. But, they require checking if you are present in one of the states that have these programs. 

Every program has its requirements for eligibility. In most of the cases, both the assets and income will be checked. 

The assistive technology program of your state is another state-based option is available. Some of these programs provide low interest or conditional to senior individuals for making the modifications of your home.  Also, some have equipment lending programs. Hence, it is promising that the assistive technology program of the state may have stairlifts present for long-term lending. But, there will be still some price for installing the chairlift. 

VETERAN’S ADMINISTRATION

If you are an experienced person having a disability linked with your service, you can apply to the Department of Veteran Affairs pay to get the price of the chairlift and its installation. VA (veteran’s affairs) will pay the cost of stairlifts for the people having to service-related disabilities for making them able to navigate their homes. Before authorizing a stairlift, VA will assess your skills and a home visit.  

If you are the spouse of a senior veteran or you are an older veteran and have difficulty climbing the stairs for a reason, not linked with the military service, aid from VA will yet be present. The Veteran, Directed Care Program, is intended to offer help to the veterans and their partners so they can live in their homes rather than moving to the nursing home. This program is best for the veterans and their partners who are looking for a nursing home care that does not include help.

If you have an age-related reason or a disability, which makes it tough for you to manage the stairs, your ultimate solution will be a stairlift. The installation of the stairlift in the home may permit you to be in your home for a long time. 

While buying and installing a stairlift may include millions of the dollars, there is help accessible for you which you can get from any of the programs mentioned above, you can also search for multiple online programs to find the sources available that help you to pay for a stairlift.